We recognize that you expect your personal information to be handled in a professional, confidential manner and we have therefore adopted the following policies to safeguard your privacy and to explain the circumstances, under which we may collect, maintain and use any non-public personally identifiable information that you may provide us.
We collect information about you to help us serve your financial needs, provide customer service, offer new products or services, and fulfill legal and regulatory requirements. The type of information we collect may include:
Information we receive from you on applications or other forms (for example, your name, address, social security number, assets and income);
• Information we receive from you on applications or other forms (for example, your name, address, social security number, assets and income);
• Information about your transactions with us or others (for example, your account balance, payment history, parties to transactions); and
• Information that we receive from a consumer reporting agency (for example, your creditworthiness and credit history).
We do not share non-public personal information about you with any affiliated or unaffiliated third parties with whom we have no contractual business relationship for their independent use unless (1) you give us permission, (2) it is necessary to complete a transaction on your behalf, (3) it is necessary to protect against fraud, comply with a subpoena or other court order or is otherwise required or permitted by law. We do not sell information about you to outside unaffiliated companies.
Further, we restrict access to your personal and account information to those employees who need to know that information to provide products or services to you and maintain strict physical, electronic, and procedural safeguards to guard your non-public personal information. If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.
A Tip From Us
Many customers wish to reduce the amount of advertising that they receive from other companies–both by mail and by phone. One way to do this is to write to the Direct Marketing Association requesting that your name be removed from mailing and telemarketing lists.
To remove your name from mailing lists, write:
Mail Preference Service c/o Direct Marketing Association
P.O. Box 9008
Farmingdale, NY 11735-9008
To remove your name from telemarketing lists, write:
Telephone Preference Service c/o Direct Marketing Association
P.O. Box 9014
Farmingdale, NY 11735-9014
Please be sure to include complete information about each name, address, and telephone number that you would like to have excluded from national advertising lists. If you have moved within the past year, you should also include your old address and phone number. The same is true for name changes and the addresses and phone numbers associated with each name. You can also request to have your name removed from pre-approved credit solicitation lists maintained by various credit bureaus by calling 1-888-567-8688.
We reserve the right to change these privacy policies at any time.
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